We design robust payment architecture to accelerate your go-to-market.

We’re fintech entrepreneurs — not just consultants. We’ve launched and scaled a payment business, and we apply that playbook to your payment connectivity, APIs, and ledger design.

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Payment Connectivity

Design and implementation for SWIFT, local rails (ACH, SEPA, RTGS), virtual IBANs, and treasury workflows.

API Engineering

Specification, build, and hardening of payment and onboarding APIs with audit trails and access controls.

Ledger Architecture

Double-entry ledgers, reconciliation pipelines, event sourcing, and reporting you can sign off on.

Operations

Reconciliation design, payment processing workflows, and clearing runbooks that scale from pilot to production.

Compliance

CRM process design and monitoring tool design to embed KYB/AML controls and auditability from day one.

Bank EDD Prep

Get everything in order to clear EDD committees at top-tier banks: policies, artifacts, evidence packs, and Q&A coaching.

About us

We are fintech entrepreneurs. We know what it takes to launch and grow a business.

We’re not just IT or process consultants—we’ve launched and scaled a payment business ourselves, and that success is our best reference.

Laurent Descout

Lead, Payment Architecture

Serial fintech entrepreneur and investor. Former financial advisor in asset structured finance for 10+ years. Holds a Master’s in Banking, Finance & Insurance (Paris-Dauphine) and the Investment Advice Diploma in Derivatives (CISI, MiFID II compliant).

Emmanuel Anton

Connectivity & Operations

Extensive experience across currency-exchange platforms. Former Middle Office Manager and Senior Business Analyst; worked with banks and brokers in London and Paris. Designs pragmatic connectivity maps and runbooks. Holds a Master’s in Banking & Finance (Toulouse Business School).

Ian Yates

Systems & API Engineering

Principal Consultant (ex-Greyspark Partners) and former Managing Consultant at Net2s, London. Engagements include solution architect for Willis Towers Watson and senior platform developer for RBS and other investment banks. Engineer in Computer Science (University of Hull).

Caroline Albertini

Governance & Audit

Former EY Senior Manager and Senior Financial Inspector with deep experience in internal audit and regulatory oversight. Focus on governance, risk, and audit frameworks for payment institutions.